the law signed will give students flexibility to pay back under the condition they pay back the loans and that is important reform as well tracey is right. the principle issue is whether kids coming out of the college have an opportunity to get a job. that's what we need to fix. >> john than, i want to go to wayne rogers. john thob's education in the bahamas aside. education is important for all of the kids, but the debt is bad for all of us. that is a bigger problem here. >> there has to be a happy medium. i agree with julian. you have to educate the public and we have to have a better way to run it. the federal government can run it any better than anybody else. there is so many ways for a kid to go to college to apply for all kinds of scholarships and either thingings andine if student lones and i worked in college. i had a loan and i worked to help pay off that loan while in college. there are ways to correct the system to make it work. john you know kids don't have the same advantages . they need the help and from government to get through at a shot of a good life. and i preach t